������ýMV

My Plan Details

Here’s what you need to know about your ������ýMV Insurance student health and dental plan.

Opt-out Info

Have alternate equivalent coverage and want to opt-out of your student health and dental plan? For a limited time, you can request to opt out. Certain restrictions may apply. Click the link below for more information.

Opt-in info

Want to add a spouse or dependent child(ren) to your student health and dental plan? Contact your student association or click the link below.

Inactive period

You may be in a temporary inactive period while ������ýMV collects and updates your enrolment information. Don’t worry — you can still submit paper claims.  We will process your claims once your information is updated.

Once the enrolment is complete and the inactive period ends, you can sign up for online services on ������ýMV+. Our online member portal provides quick and easy access for you to:

• Submit your claims online
• Read your benefit booklet
• Search for a benefit provider
• Search drugs by DIN to check eligibility
• And much more

Once the inactive period ends, you can even submit claims right from your mobile device. Just download Could it get any easier?

Remember, your GS ID number is your three-letter school code, your student number and “-00” (example: USA111222333-00).

Here's a Look at Some of What Your Plan Covers

Your student health and dental plan ensures you can take care of your health and well-being during your post-secondary studies by offering a wide range of benefits. Take a look at the Schedule of Benefits for the details.

Schedule of Benefits – Effective September 1, 2025

‍

Health Benefit Plan

Your Co-Pay:

• Prescription drugs: 20% co-pay.
• All Other Health Benefits: 0% co-pay.

Prescription Drugs

• $750 maximum per benefit year, including HPV vaccines.

Health Benefits

• $7,500 per benefit year (not including Gender Affirmation).

Medical Items and Services

• Gender Affirmation (diagnosis of gender dysphoria from a Physician [M.D.] or Nurse Practitioner is required): Reasonable and customary charges, limited to $10,000 lifetime.
  
• Footwear:
  • Custom-made boots or shoes: Reasonable and customary charges.
  • Custom-made foot orthotics: $300 per benefit year.
• Emergency Transportation: 100% covered. Reasonable and customary charges.
• And more

Professional Services

• Chiropractor: $20 per visit up to $300 per benefit year.
• Registered Massage Therapist (Physician Rx required): $25 per visit up to $300 per benefit year.
• Naturopath: $300 per benefit year.
• Physiotherapist: $300 per benefit year.
• Athletic Therapist: $300 per benefit year.
• Psychologist, MindBeacon Therapist Guided Program™, Social Worker/Counsellor, Master of Social Work or Psychotherapist : $500 per benefit year combined maximum, including $300 per benefit year for MindBeacon Therapist Guided Program.
• Holistic Nutritional Consultant: included in the overall combined maximum of $500 per benefit year for Psychologist, Social Worker/Counsellor, Master of Social Work or Psychotherapist.
• Speech Therapist: $20 per visit up to $300 per benefit year.

Accidental Dental

• $2,500 per dental accident.

Vision

• Prescription eye glasses or contact lenses or medically necessary contact lenses or optometric eye examinations combined: $150 every 2 benefit years (every 1 benefit year for dependent children 17 years of age and under).

Travel Benefit Plan

Maximum Days Per Trip

• 60 days.

Maximum

• $5,000,000 per covered person per benefit year.

Dental Benefit Plan

Fee Guide

• The current Provincial Dental Association Fee Guide for General Practitioners in the province where services are rendered.

Maximum

• $750 maximum per benefit year.

Basic Services

• 100% covered.

Comprehensive Basic Services

• 20% co-pay.

Accidental Death and Dismemberment

• $10,000.

‍

Additional Programs and Services

‍As a ������ýMV Insurance plan member you have access to these programs/services.

Telemedicine

• You and your eligible dependents have access to virtual care through ������ýMV Insurance – connecting you with a Canadian-licensed physician within minutes. ������ýMV Telemedicine provides instant access to physicians from your phone, tablet, or computer, available to you through your benefits plan with no out-of-pocket cost. Access ������ýMV Telemedicine on .

Student Assistance Program

• Your Student Assistance Program (SAP) through ������ýMV Mental Health provides you with immediate and confidential help for any work, health or life concern. Your SAP coverage provides you and your eligible dependents with up to 5 hours of individual counselling and up to 5 hours of couples counselling. You also have access to advisory services including legal, financial, career, health and life transitions.
  ‍
  ������ýMV Mental Health provides an easy online intake and digital user experience by using their proprietary matching technology to ensure you find the right counsellor based on your clinical needs. To ensure the fit is just right, your first 15 minutes of counselling do not apply to your 5 covered hours.
  ‍
• Log in to to get started.
  ‍

The MindBeacon Therapist Guided Program

• As a ������ýMV Insurance plan member, you have access to guided digital therapy through MindBeacon. Offered to you and your dependents (age 16 and over), at no out-of-pocket cost to you, the MindBeacon Therapist Guided Program is an effective, easy-to-access way to receive personalized therapy guided by a mental health professional. It’s a fully digital program, so with no face-to-face appointments to schedule and get to, your therapy happens anywhere and anytime that’s comfortable for you. If the MindBeacon Therapist Guided Program is a good fit for you, you can access the program anytime via the web or app using your computer or mobile device. Refer to the Summary of Benefits in your Benefit Plan Booklet for information about any co-pays, deductibles, and maximums that may apply to this program.
  ‍
• Access the MindBeacon Therapist Guided Program at info.mindbeacon.com/ehc/gsc-pmember.
  ‍

‍������ýMV Mental Health

• ������ýMV Mental Health is a digital platform that uses internet-based Cognitive Behavioural Therapy (iCBT) to help plan members and their eligible dependents (age 15+) with mild to moderate anxiety and/or depression take control of their mental health. It includes interactive learning modules, tools, and optional coaching to help develop positive coping strategies and reduce life-disrupting symptoms.
  ‍
  The program is an effective and easy-to-use anxiety and depression management tool, available to ������ýMV Insurance plan members and their eligible dependents (age 15+) at a discounted rate and can be accessed on most phones, tablets, and computers. Access ������ýMV Mental Health on . Choose from a self-guided program ($75 plus applicable taxes) or a coach-assisted program ($325 plus applicable taxes)*. The programs are reimbursed subject to existing limitations (co-pays, deductibles, and/or maximums) found in the mental health Paramedical Practitioners section of the Summary of Benefits in your Benefit Plan Booklet.

‍

*������ýMV Mental Health is currently available for ������ýMV Insurance plan members residing in Canada.

‍

For a full description of all products and services, sign in to online services.